0% Balance transfer & New Purchase Cards
If you are looking for a card that you can make purchases and balance transfers from, then see our tables below. The table is cards that have the same length for purchases and balance transfers.
Card with SBT facility
| Cards with matching balance transfer and purchases lengths |
| Card | 0% BT length |
New Purchases |
APR | Notes |
|---|---|---|---|---|
| Sainsbury's (Nectar Cardholder) | 12 months (3.00% fee) | 12 months | 15.9% |
 Must have swiped your Nectar card in store in the last 6 months.
|
| Barclaycard Platinum Purchase | 12 months (2.90% fee) | 12 months | 16.9% |
|
| Virgin Money BT/Purchase Card | 12 months (2.98% fee) | 12 months | 18.9% |
|
| Halifax All In One Card | 10 months (3.00% fee) | 10 months | 15.9% |
|
| BOS All In One Card | 10 months (3.00% fee) | 10 months | 15.9% |
|
| BT Credit Card | 10 months (3.00% fee) | 10 months | 16.9% |
|
| Saga Platinum | 9 months (3.00% fee) | 9 months | 11.9% |
Age 50+ only
|
| Sainsbury's (No Nectar Card) | 9 months (3.00% fee) | 9 months | 15.9% |
|
| Halifax Charity Card | 9 months (3.00% fee) | 9 months | 16.9% |
|
| BOS Union Card | 9 months (3.00% fee) | 9 months | 17.9% |
|
| Co-op Members' Card | 6 months (3.00% fee) | 6 months | 15.9% |
Min salary £10K
|
| John Lewis | 6 months (2.50% fee) | 6 months | 16.9% |
|
| Co-op Affinity Platinum | 6 months (3.00% fee) | 6 months | 16.9% |
Min salary £25K. Various causes
|
| BOI Ulster Rugby Card | 6 months (2.98% fee) | 6 months | 17.9% |
Some issues, see forum
|
| Co-op Affinity Standard | 6 months (3.00% fee) | 6 months | 18.9% |
Various causes.
|
| Santander Zero Fee-Free Special | 6 months (0.00% fee) | 6 months | 18.9% |
Must hold a Santander branded (inc A&L) current account or mortgage
|
| GM Card | 5 months (2.90% fee) | 5 months | 14.9% |
|