Balance Transfer Savings Calculator

If you transfer your balance to another card, how much will you save? Our balance transfer calculator will tell you.
Enter the details in fields and press Calculate. The calculator compares the cards over the period of the new card's introductory offer. If your card is a Life of Balance card, it will show balances after 60 months (5 years). For details, see the help.

Choose a new 0% BT card

Enter details about your current card and debt

Your current balance (£)

Monthly payment you make (£)

Interest rate (APR %)

Enter details about your new credit card

Introductory interest rate (APR %)

Introductory period (LOB or months)

Balance Transfer Fee (%)

Maximum BT Fee (£)

Minimum monthly payment type

Min monthly payment amount (% or £)

Results if using the new card

Using the new card will save you: £

Remaining balance on the new card: £

Total monthly payments made: £

Total interest accrued on new card: £

Results if using the old card

Remaining balance on the old card: £

Total monthly payments made: £

Total interest accrued on the old card: £

Usage Notes | btcalc help

Get a Life of Balance credit card

check your monthly Vs Annual APR

Choose a Credit Card

0% Balance Transfer Credit Cards

0% on Purchase Credit Cards

Cashback Credit Cards

Life of Balance Credit Cards