0% Balance Transfer Credit CardsSavings Accounts
Hover over data for additional product information
| Company | Rate | Bonus | AER | Min | Notes |
|---|---|---|---|---|---|
| The AA | 0.5% | 2.30% | 2.80% | £1 |
 Interest must be paid into another account. |
| Tesco | 1.25% | 1.50% | 2.75% | £1 |
1.50% bonus for 12 months |
| Santander | 0.5% | 2.25% | 2.75% | £1 |
Phone & branch |
| Capital One | 1.75% | 0.80% | 2.55% | £500 |
0.8% bonus for 12 months. New customers only. |
| Citibank (Egg) | 0.5% | 2.00% | 2.50% | £1 |
Incl 2% variable bonus for first 12 months. |
| Alliance & Leicester | 2.5% | 0.00% | 2.50% | £1 |
No interest in month of withdrawal (except Feb). Down from 4 2/2/9 |
| Anglo Irish Bank | 2.5% | 0.00% | 2.50% | £500 |
|
| Intelligent Finance | 2.49% | 0.00% | 2.49% | £1 |
|
| ING Direct | 2.47% | 0.00% | 2.47% | £1 |
Rate effective 15/1/09. Inc 1.46% bonus for 1 year |
| Birmingham & Midshires | 2.4% | 0.00% | 2.40% | £1 |
Down from 3.15% 16/01/09 |
| Birmingham & Midshires | 2.35% | 0.00% | 2.35% | £1 |
includes 2.8% bonus |
| Post Office | 2.25% | 0.00% | 2.25% | £500 |
Includes 1.5% bonus for 1 year. Max 6 free withdrawals. |
| Birmingham & Midshires | 2.25% | 0.00% | 2.25% | £1 |
Down from 2.75 1/2/09 |
| BMW Finance | 2.25% | 0.00% | 2.25% | £1 |
|
| AKBank | 2.25% | 0.00% | 2.25% | £1 |
Phone only |
| Market Harborough BS | 2.2% | 0.00% | 2.20% | £1 |
Late Jan - currently unavailable. Down from 4.15 12/1/9 |
| Yorkshire BS | 2.1% | 0.00% | 2.10% | £1 |
|
| The AA | 2.06% | 0.00% | 2.06% | £500 |
0.2% bonus for 6 months. |
| Northern Rock | 1.85% | 0.00% | 1.85% | £1 |
|
| Newcastle BS | 1.84% | 0.00% | 1.84% | £250 |
|
| Barclays | 1.76% | 0.00% | 1.76% | £1 |
Incl 0.75% intro for 12 months. Interest reduced in month of withdrawal. |
| Sainsbury | 1.75% | 0.00% | 1.75% | £1 |
|
| Principality BS | 0.9% | 0.75% | 1.65% | £1 |
includes 1.2% bonus for 12 months |
| Anglo Irish Bank | 1.6% | 0.00% | 1.60% | £500 |
Down from 4.65% 9/01/09 |
| Capital One | 1.55% | 0.00% | 1.55% | £1 |
Down from 2.05 % 2/2/9. Base rate guarantee to July 2010 |
What about cash mini-ISAs?
A cash mini-ISA is a special savings account in which the Government allows you to save up to £3600 per annum without paying tax on the interest earned. This means that a Stoozer could use it for the first £3600 of their Stooz money in any one year, thus earning interest without tax.
However, once you have paid £3600 into the account, you can not pay any more into the account in the same tax year ... even if you have withdrawn the original money paid in, so only use an ISA for your Stooz Pot if you are not already planning to use one for your normal savings. Besides, most Stoozers would hope to be able to build a stooz pot well in excess of £3600! ISAs sometimes have interest rates a little higher than normal savings accounts, but we have excluded them from our tables because of the low maximum investment.
If you think that we have missed any useful stoozing accounts, why not tell us in the forums. Click HERE For details on the current Bank of England Base Rates