Search found 6 matches

by rjm101
Mon Jan 30, 2017 12:45 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Re: Virgin 41 Month Balance Transfer Credit Card

Thanks I think I get it now. I have another question to do with credit utilisation. At the moment I have a total credit card limit of 6400. With this virgin card coming in providing an additional credit limit of 8600 I'll have a new total credit limit of 15k. Am I right in understanding credit score...
by rjm101
Sun Jan 29, 2017 8:05 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Re: Virgin 41 Month Balance Transfer Credit Card

I've just looked on Moneysupermarket, they have a Capital One clear pay card, It's 34.94% apr with 0% tranfer fee for money transfer, so you could possibly do a balance transfer from Virgin to Capital One, then money transfer from Capital One to your current account. DC I took a look at the capital...
by rjm101
Sun Jan 29, 2017 12:42 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Re: Virgin 41 Month Balance Transfer Credit Card

It's an interesting idea DC but it does kind of sound like it's not a tried and true way to get around the money transfer fee and seeing as I'm new to this I could easily mess this up. I'm not fond of opening another credit card either. I initially applied for a Sainsburys 0% purchase card on that m...
by rjm101
Sat Jan 28, 2017 1:17 am
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Re: Virgin 41 Month Balance Transfer Credit Card

could look at a Balance transfer to another credit card.. pushing it into credit, and then ask for the money to be wired to your current account . i have never done a Money transfer, i've always used BTs. ime Barclaycard, MBNA and Lloyds have always passed on a + balance. In order to do a balance t...
by rjm101
Wed Jan 25, 2017 10:31 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Re: Virgin 41 Month Balance Transfer Credit Card

Hi, Have you not considered getting a credit card with a long 0% purchase. Use it instead of, I'm assuming, your debit card. Once it's maxed look to get another, or go back to your debit card. Then you aren't paying any fees. Every time you do a transaction, put the equivalent into your savings, an...
by rjm101
Sun Jan 22, 2017 4:20 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 1283

Virgin 41 Month Balance Transfer Credit Card

Hi, I'm new to stoozing and I'm looking for the appropriate credit card and wanted to get other peoples take on the card below: http://uk.virginmoney.com/virgin/credit-cards/pre-apply/?agg=UST&utm_campaign=creditcards&utm_content=listings&source=UST-BTP-00001-00663&utm_medium=aggrega...

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