Search found 14 matches

by mike_p
Tue Oct 11, 2016 10:01 am
Forum: Savings & Stooz Pots
Topic: Bank of Scotland Vantage change
Replies: 28
Views: 6212

Re: Bank of Scotland Vantage change

I'm paperless at Tesco but still get a letter for each new DD. Seems there's no way of stopping them!

Is there any limit to the number of Tesco savings accounts you can have? Between me & Mrs P we have 1 each, plus a joint account. Need a 4th to bag the Co-op current account bribe.
by mike_p
Wed Sep 14, 2016 4:26 pm
Forum: Stoozing Credit Cards
Topic: Best Spending Card to back up Amex Cashback?
Replies: 51
Views: 22618

Re: Best Spending Card to back up Amex Cashback?

Ditto, though most of my spending goes on it. Chip, chip, chip... all these little cuts are costing me £hundreds :(
by mike_p
Wed Sep 07, 2016 10:08 am
Forum: Savings & Stooz Pots
Topic: UK base interest rate cut to 0.25%
Replies: 14
Views: 4047

Re: UK base interest rate cut to 0.25%

There goes TSB's 5%
by mike_p
Mon Aug 01, 2016 9:56 am
Forum: Savings & Stooz Pots
Topic: Regular Savers
Replies: 17
Views: 3588

Re: Regular Savers

Halifax Kids RS pays 4%, though used to be 6%.

Seems to me like we're witnessing the end of interest paying accounts, to all intents and purposes. If S123 cuts its rate as suggested then all the other current accounts will do likewise.
by mike_p
Mon Apr 18, 2016 9:33 am
Forum: Coffee Lounge / feedback
Topic: Credit scores
Replies: 12
Views: 13220

Re: Credit scores

I use Noddle and Clearscore, both are consistent and capture all my accounts. I use the overall scores as a clue as to when to make new CC applications - the time to pull the trigger is when they climb in two consecutive months!
by mike_p
Mon Feb 22, 2016 11:46 am
Forum: Stoozing Credit Cards
Topic: Curve
Replies: 3
Views: 1151

Re: Curve

Seems somewhat similar to the Travelex Supercard which I have and which is useful for overseas spending, although there are bank accounts (Nationwide, N&P) and CCards (Halifax Clarity) that do as good a job. But this seems to go further. I don't get the angle either.
by mike_p
Thu Feb 11, 2016 9:01 am
Forum: Deals & Tips
Topic: Donor accounts... Where to open them?
Replies: 11
Views: 3542

Re: Donor accounts... Where to open them?

I use Tesco. The Post Office Online Saver allows DDs too, but I find PO are a right pain to deal with (both for these accounts and CCs). The Tesco accounts allow multiple DDs per account, PO only one per account.
by mike_p
Wed Feb 10, 2016 10:01 am
Forum: Coffee Lounge / feedback
Topic: Former head of FSA on P2P...
Replies: 5
Views: 1775

Former head of FSA on P2P...

I know there are a few P2P fans on here... http://www.bbc.co.uk/news/business-35537714 "The losses which will emerge from peer-to-peer lending over the next five to 10 years will make the bankers look like lending geniuses" What a pity that he didn't have these powers of foresight while at...
by mike_p
Wed Feb 10, 2016 9:03 am
Forum: Coffee Lounge / feedback
Topic: Less interest for Jan
Replies: 17
Views: 3416

Re: Less interest for Jan

we are just in the process of understanding how compound interest rates work.


"We"?!?
by mike_p
Tue Feb 09, 2016 9:23 am
Forum: Coffee Lounge / feedback
Topic: Less interest for Jan
Replies: 17
Views: 3416

Re: Less interest for Jan

From the first paragraph on the Classic Plus landing page:

>No interest is paid on your balance over £2,000.

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