Search found 28 matches

by DC.
Mon Jan 30, 2017 8:25 am
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 867

Re: Virgin 41 Month Balance Transfer Credit Card

I'll try and make it clear, it can be confusing when first starting. You have a card that is offering a balance transfer (balance transfer is for transfering a balance from 1 credit card to another) You dont have an existing debt on a credit card to do a balance transfer, however what has been sugge...
by DC.
Sun Jan 29, 2017 3:39 pm
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 867

Re: Virgin 41 Month Balance Transfer Credit Card

You are right to be careful, but some options for the future.
by DC.
Sun Jan 29, 2017 8:30 am
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 867

Re: Virgin 41 Month Balance Transfer Credit Card

I've just looked on Moneysupermarket, they have a Capital One clear pay card, It's 34.94% apr with 0% tranfer fee for money transfer, so you could possibly do a balance transfer from Virgin to Capital One, then money transfer from Capital One to your current account. It would mean opening a 2nd cred...
by DC.
Wed Jan 25, 2017 10:09 am
Forum: Stoozing Credit Cards
Topic: Virgin 41 Month Balance Transfer Credit Card
Replies: 14
Views: 867

Re: Virgin 41 Month Balance Transfer Credit Card

Hi, Have you not considered getting a credit card with a long 0% purchase. Use it instead of, I'm assuming, your debit card. Once it's maxed look to get another, or go back to your debit card. Then you aren't paying any fees. Every time you do a transaction, put the equivalent into your savings, and...
by DC.
Thu Nov 03, 2016 9:05 am
Forum: Savings & Stooz Pots
Topic: Extra TSB classic accounts
Replies: 72
Views: 10048

Re: Extra TSB classic accounts

I tried applying for the above account in the past when switching bonus was available, but as I already had 2 accounts I couldn't have a third. You have to apply for the account using the link on MSE website, and it's a direct application for the Plus account, not a normal Classic then upgrade. If y...
by DC.
Sun Oct 23, 2016 7:37 pm
Forum: Savings & Stooz Pots
Topic: Extra TSB classic accounts
Replies: 72
Views: 10048

Re: Extra TSB classic accounts

I recently opened a new one for GF, using the open normal account first, then upgrading online.
I eventually got my GF to ring them, they asked where she lived, and for how long.
by DC.
Mon Oct 17, 2016 5:28 pm
Forum: Stoozing Credit Cards
Topic: How did you start Stoozing? And how has it evolved?
Replies: 12
Views: 3596

Re: How did you start Stoozing? And how has it evolved?

I started off doing 0% BT for actual credit card debt. I still have a couple of outstanding balances, which I transfer when the time is up. I started making money with a Current account switch to Halifax, but again a genuine one where i transferred my real DD and pay, then I did a transfer to FD aga...
by DC.
Wed Oct 12, 2016 3:26 pm
Forum: Savings & Stooz Pots
Topic: Extra TSB classic accounts
Replies: 72
Views: 10048

Re: Extra TSB classic accounts

Just received an email from TSB regarding the change in interest rate etc. Also mentioned was this "Another new condition is if you have more than one Classic Plus account in your sole name or more than one Classic Plus account in joint names, we may convert your additional account into an Enha...
by DC.
Wed Oct 12, 2016 1:45 pm
Forum: Savings & Stooz Pots
Topic: UK base interest rate cut to 0.25%
Replies: 14
Views: 1788

Re: UK base interest rate cut to 0.25%

Danceswithhorses wrote:phew...just got the 12 months in there


12 Months for what at 5% ?
by DC.
Wed Jul 06, 2016 12:36 am
Forum: Coffee Lounge / feedback
Topic: Halifax Monthly £6.25 ers
Replies: 12
Views: 7211

Re: Halifax Monthly £6.25 ers

Just got thinking about this again. Before April I paid tax (still do) so got £5. GF doesn't pay tax so got £5, she was able to claim £1.50 Now that we both don't pay tax (she doesn't, I don't use my full £1000 allowance) can we both claim £1.50. For some reason I was under the impression that neith...

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