Search found 26 matches

by stooz
Mon May 23, 2016 10:01 pm
Forum: Stoozing Credit Cards
Topic: How did you start Stoozing? And how has it evolved?
Replies: 12
Views: 13778

Re: How did you start Stoozing? And how has it evolved?

Apologies for my ignorance but can I ask what is meant by fast Stoozing? Maybe we can set up a glossary page somewhere for all the Stoozing terms lol. The website used to hold a load of information and guides. But unfortunately we now require an FSA certificate as proof we are trained in financial ...
by stooz
Wed Apr 06, 2016 8:38 am
Forum: Stoozing Credit Cards
Topic: Closed account
Replies: 4
Views: 4984

Re: Closed account

They are encouraged if not legally required now to help you with your finances, like closing accounts down. They will do the same with current accounts and savings I think!
by stooz
Wed Apr 06, 2016 8:36 am
Forum: Savings & Stooz Pots
Topic: tax free savings
Replies: 6
Views: 12919

tax free savings

Ok, so now we can earn £1000 tax free on savings as of April 1st 2016 ! so Im assuming I can make a good 20% more profit on my stoozing activities?? Any suggestions for savings accounts, I havent found one that broke even for a while with the fees on the credit cards (beyond what I already have open...
by stooz
Tue Apr 05, 2016 12:45 pm
Forum: Coffee Lounge / feedback
Topic: spam
Replies: 11
Views: 13088

Re: spam

Sorry everyone, its been hard to try and establish how they are getting in. Hopefully you will stay around. I am recruiting people to give them a delete button, so there will be more than just me monitoring it. This new forum was meant to be much more secure. So I am upping the account creation meth...
by stooz
Tue Apr 05, 2016 12:27 pm
Forum: Stoozing Credit Cards
Topic: Stoozing tactics
Replies: 3
Views: 3520

Re: Stoozing tactics

within days of the 0% offer expiring, I pay it off, leaving the interest in the savings account or look at the cost of a fee to transfer it. potentially the fee will wipe out the interest earned.

Then apply for a new spend/0% card and keep going...
by stooz
Fri Jan 15, 2016 1:53 pm
Forum: Stoozing Credit Cards
Topic: New CC application, should I lower existing card limit and apply at bank with existing accounts?
Replies: 9
Views: 7171

Re: New CC application, should I lower existing card limit and apply at bank with existing accounts?

Lower limits only really have an effect when the sum of all your limits is far superior to your income, or the minimum payments would be difficult to do. eg 25,000 at 1% min payment is £250 a month. If after mortgage etc you don't have £250, then banks won't want to lend you more money. Also the ban...
by stooz
Mon Jan 11, 2016 8:37 pm
Forum: Deals & Tips
Topic: Best current account - leaving Santander
Replies: 3
Views: 5032

Re: Best current account - leaving Santander

The Natwest seems very similar, 3% on most household bills, and a credit card with no fee (as a current account holder) with 1% on most other things. The fee is less, so if you are't getting the interest on high balances is seems on the surface a good swap. If nothing else I would be happy to show s...
by stooz
Mon Jan 11, 2016 8:33 pm
Forum: Stoozing Credit Cards
Topic: New cards for 2016
Replies: 13
Views: 11058

Re: New cards for 2016

Virgin are doing 38 months as well now.
by stooz
Mon Jan 11, 2016 8:32 pm
Forum: Stoozing Credit Cards
Topic: MBNA / Fluid Card Question
Replies: 5
Views: 4207

Re: MBNA / Fluid Card Question

Always my favourite. A lot is going to Virgin, and they are generous too, but yes to your question, they tend to merge credit limits.
by stooz
Mon Jan 11, 2016 8:31 pm
Forum: Coffee Lounge / feedback
Topic: Tesco Direct to charge for click+collect orders
Replies: 3
Views: 6856

Re: Tesco Direct to charge for click+collect orders

I thought they always charged? Or is this not groceries?

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