Best Spending Card to back up Amex Cashback?

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planteria
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Re: Best Spending Card to back up Amex Cashback?

Postby planteria » Sat Mar 19, 2016 9:10 am

good news Sarah. i had to raise a claim, which didn't work as it said that the account number could only be 4 digits, and wouldn't accept the first 4, or the last 4.. but in fairness CS was spot on when i sent a support message, and now showing as 'Claim Processing'. should be ok. made a £3odd purchase last night, but that's probably the only one i'll do..

Sarah
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Re: Best Spending Card to back up Amex Cashback?

Postby Sarah » Tue Apr 12, 2016 3:23 am

planteria wrote:
Sarah wrote:..I've heard before of strange possibilities with the Asda card...


like a true Stoozer :lol:

earning some cashback by spending on the Asda card is good stuff, but nothing, in itself, better than other cards on the market. if this is working as it seems to be, then the point of difference, it seems to me, is Asda Money's system for receiving payments. it would seem that they accept credit card payments rather than just debit card payments, and that they are treated, by the card provider, in this case Nationwide --but i suspect that might not matter, as purchases. :geek:


I've been thinking the same and this is the next thing I want to test. I successfully used my Nationwide Select card to pay off Asda last month, making 1.00% cashback total, but it would be better to instead use the Halifax Clarity Rewards card to pay off the first £300, if that works, making 2.17% cashback in total. Has anyone tried this yet?

planteria
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Re: Best Spending Card to back up Amex Cashback?

Postby planteria » Tue Apr 12, 2016 10:16 am

good thinking Sarah. i cleared my first month's spending on Asda yesterday, by FP from HSBC c/a. i should have used it as a test case really.. diverting my Amex backup (Barclaycard Cashback Visa) spending on to Asda to then clear it by paying with my Barclaycard each month, seems my best option. unless Asda accept Amex..??

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Re: Best Spending Card to back up Amex Cashback?

Postby Sarah » Tue Apr 12, 2016 11:20 pm

Sadly they won't accept Amex since it's intended for debit cards, so it's not an option, however I'd expect your Barclaycard is likely to work by using the VISA card.

planteria
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Re: Best Spending Card to back up Amex Cashback?

Postby planteria » Wed Apr 13, 2016 7:49 am

with you Sarah.. key is that the Mastercard/Visa provider do consider the payment to AsdaMoney to be a 'purchase'. if they do, we're batting.

joker
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Re: Best Spending Card to back up Amex Cashback?

Postby joker » Sun Apr 24, 2016 12:25 pm

On the topic of Asda... Has anyone set up a 'in case I forget' direct debit? I can't see if it acts like Santander and ignores previously paid amounts or like Halifax and only triggers if not previously paid. Anyone have a view?

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Re: Best Spending Card to back up Amex Cashback?

Postby planteria » Sun Apr 24, 2016 1:16 pm

i have set up a DD for the full amount, and am assuming it will 'work like Halifax'.

joker
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Re: Best Spending Card to back up Amex Cashback?

Postby joker » Sun May 22, 2016 1:39 pm

planteria wrote:with you Sarah.. key is that the Mastercard/Visa provider do consider the payment to AsdaMoney to be a 'purchase'. if they do, we're batting.

M&S master card seems to work nicely if anyone is keeping a list.

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Re: Best Spending Card to back up Amex Cashback?

Postby Sarah » Thu Jun 02, 2016 6:42 am

Asda + TSB looks like a good new combination for £500pcm until September 2017! :D

planteria
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Re: Best Spending Card to back up Amex Cashback?

Postby planteria » Thu Jun 02, 2016 9:47 pm

yes, like the look of that Sarah.. i think i know where you're going. shame it is limited timewise though


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