clearing credit card in full each month / partial payments?

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planteria
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clearing credit card in full each month / partial payments?

Postby planteria » Thu May 18, 2017 11:49 am

in terms of a credit file showing consistent 'borrow & repay' and therefore helping to build up a positive credit history, is it important to clear a full monthly Amex balance by DD, or would it be just as positive to spend, leave the DD for the full balance in place, but also make payments to the account during the month? -the latter would suit me fine accounting-wise.

joker
Posts: 74
Joined: Thu Jan 07, 2016 6:09 am

Re: clearing credit card in full each month / partial payments?

Postby joker » Sun May 21, 2017 8:15 pm

I'm no expert, but on my credit files it says either full or partial repayments for each card per month. So I would suspect either would work.


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