Stoozing

Just received changes to T&Cs for M&S accounts.

As far as I can see the Current Account is unchanged, but the 6% Regular saver now needs--
"You must have a minimum of two active Direct Debits in place from your M&S Current account"

(not a problem, unless you don't spot this change)

Thanks, I hadn't spotted that. I guess it'll only manifest itself when the RS matures and I attempt to reload, but no bother...Tesco Internet Savers to the rescue!

agreed. only an issue if & when you want to go again.. i have 2 DDs on my current accounts anyway.. poised for the next move.
other than this RS account, i can't find anything else good about M&S Bank. unless you rate 'Clear Statements'

can anyone confirm that at maturity another M&S Regular Saver can be opened?

I'm on my second if that is what you are asking...

how recent was the renewal joker?

March I think. Before the new rules came into effect, but I have set up the 2x DDs since then ready for a hopeful third year in 2017.

ok, thanks joker, and good luck

"£220 M&S
gift card when
you switch and stay"

is a good deal. shame we can't move 2nd, 3rd, 4th, 5th accounts on the same terms..

i'm planning to start a new M&S Regular Saver shortly. my existing one matures on 29th December. 5% is still market leading.. http://bank.marksandspencer.com/save-in ... hly-saver/

this is coming up for it's anniversary again.. 5% is still worth having