Regular Savers

Where to make the most of your savings

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Sarah
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Re: Regular Savers

Postby Sarah » Sun Jul 07, 2019 11:02 am

I'm not renewing regular savers from Halifax, Bank Of Scotland or Lloyds this year; all have dropped from 2.50% last year to 2.00% now so I've decided they're not worth it anymore. I've just renewed Club Lloyds however at 2.50% (down from 3.00% last year) which is as low as I'm prepared to go right now!

planteria
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Re: Regular Savers

Postby planteria » Mon Jul 15, 2019 8:51 am

i'd say that's sensible.. i didn't have RSs with any of those anyway, but i too plan to retain Club Lloyds. i find it to be a useful current account.
only RSs i have are at 5%: HSBC, M&S, Nationwide, along with various monthly DDs in to Friendly Societies and a Credit Union.

planteria
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Re: Regular Savers

Postby planteria » Wed Jul 17, 2019 6:26 pm

i've just realised you meant Club Lloyds Monthly Saver, 2.5%. i haven't bothered with that.
Club Lloyds Current Account paying 1.5% works for me though.

planteria
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Re: Regular Savers

Postby planteria » Wed Nov 20, 2019 8:54 pm

M&S have lowered the RS rate..
https://bank.marksandspencer.com/save-i ... hly-saver/
so the RegSav stoozepots are on the way out for me when the current 3 i have mature.

planteria
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Re: Regular Savers

Postby planteria » Sun Apr 19, 2020 11:44 am

fwiw the only RegSav i have nowadays is with HSBC. my account with them will mature in September. they're only offering 2.75% now, so when that matures i'll be out of cash RegSavs.
i have some DDs into building society savings accounts and a credit union, and contibutions to friendly society plans, which help re satisfying account criteria, and in some cases build up pots i can call on if i need to.

Sarah
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Re: Regular Savers

Postby Sarah » Mon Aug 03, 2020 7:21 pm

Club Lloyds Monthly Saver just dropped again 2.0% to 1.5% with effect from 21 July 2020:
https://www.lloydsbank.com/assets/media ... -rates.pdf

planteria
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Re: Regular Savers

Postby planteria » Mon Aug 03, 2020 10:44 pm

i thought it was unappealing before :geek:.


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