Best BT Card Deal?

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planteria
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Best BT Card Deal?

Postby planteria » Tue Jan 07, 2020 10:57 pm

i'm looking at applying for a BT card tomorrow.
i have c£17k on a Barclaycard which needs to be paid back this month, and i'm looking at moving a portion of it to another card, if i can get a good deal.
MBNA/Lloyds/Virgin don't seen to show their deals online any more.
nothing tasty from CapitalOne.
the best i can see is from HSBC: https://www.hsbc.co.uk/credit-cards/pro ... -transfer/
i bank with them, so maybe i'd get this with a decent limit.
i can also look at asking MBNA and Nationwide if they can come up with something on my existing accounts.
anyone got any other ideas?

Sarah
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Re: Best BT Card Deal?

Postby Sarah » Wed Jan 08, 2020 12:30 am

How about Santander - 18 months, no fee? Or maybe Halifax - 15 months, no fee?
https://www.santander.co.uk/landing/cre ... redit-card
https://www.halifax.co.uk/creditcards/l ... s/15-6/all

Virgin have 27 months with 1.45% fee?
https://uk.virginmoney.com/cards/produc ... A-NA-04080

planteria
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Re: Best BT Card Deal?

Postby planteria » Wed Jan 08, 2020 10:33 am

thank you Sarah, some interesting ideas..

when i looked at Virgin it seemed to want me to enter my details before revealing their offers :?

planteria
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Re: Best BT Card Deal?

Postby planteria » Wed Jan 08, 2020 9:37 pm

i've been through the process today.

Nationwide: existing account. offered me 7.9%Int/18m/no fee. no thank you.

MBNA: existing account. offered me 0%Int/26m/3%fee. better. but no thank you.

Santander: 0%Int/18m/no fee: Applied: Unsuccessful.

Halifax: Had a bit of a game, as applying via the link always drops out.. and applying from the website cold lead me to being told i was eligible for 3 offers: Clarity, with no BT deal, FlexiCard, no fee but need to pay installments over 2-36 months, Classic, 0% for up to 16m, but 3% fee. no thank you. but.. logged into online banking and applied from there: 0%Int/15m/no fee/£15klt/£14250bt deal done.

Sarah
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Re: Best BT Card Deal?

Postby Sarah » Thu Jan 09, 2020 1:57 am

Well done, looks like persistence was rewarded!

planteria
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Re: Best BT Card Deal?

Postby planteria » Fri Jan 10, 2020 9:06 pm

thank you.. but unfortunately Halifax have let me down and i've gone with MBNA instead.
paying a £400+ fee doesn't sit very nicely, but it's still cheap money and i can use it profitably.

Sarah
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Re: Best BT Card Deal?

Postby Sarah » Fri Jan 10, 2020 9:20 pm

Oh my gosh, I'd like to make £400 on £17k so easily! :o

Good luck - hope it works out!

planteria
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Re: Best BT Card Deal?

Postby planteria » Sat Jan 11, 2020 8:12 pm

£14,250 at 2% is £285/yr, for example.

planteria
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Re: Best BT Card Deal?

Postby planteria » Sat Jan 11, 2020 8:16 pm

£14,250 at 2% is £285/yr, for example.


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